NFL pick’em apps have turned sports prediction into one of the hottest experiences for fans, and fortunately for you, there’s no shortage of options for anyone looking to get into the action.
Three of the biggest platforms in the pick’em market are Underdog, Betr, and PrizePicks. Each of these powerhouse apps has its own set of features, payout structures, and game styles that make them loved by a wide range of users.
Must be 18+ (19+ in AL and NE, 21+ in AZ, IA, LA, and MA) and present in a state where Fantasy operates. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org.
Underdog has quickly become one of the most popular options among NFL pick’em players. This is generally due to its straightforward gameplay and potentially high payouts.
In Underdog’s NFL pick’em, you can choose between 2 main styles of play — classic player props and “Rivals” contests.
In classic player props, you select 2 to 5 predictions (or “picks”) on various player stats. These might include total yards, receptions, or touchdowns, and predict whether the player will go higher or lower than a set number. However, Underdog requires these selections to involve players from at least 2 different teams, which adds a bit more strategic planning to the mix. So, you can’t pick only Jordan Love and Romeo Doubs as they’re both on the Packers. You would have to either pick a third player from another team or change one of your picks.
The “Rivals” feature offers a unique twist by letting you choose head-to-head matchups between 2 players in specific statistical categories. For example, you might bet on which QB will have more passing yards such as Patrick Mahomes vs Jared Goff. This feature sets Underdog apart from the rest of the pack by providing a competitive edge and a new way for you to test your knowledge of individual player matchups.
In terms of payouts, Underdog offers some of the highest multipliers in the pick’em space. Here’s a quick look at the standard payouts—
2 picks: 3x the entry fee
3 picks: 6x
4 picks: 10x
5 picks: 20x
On top of that, Underdog includes an “Insurance” option, allowing you to miss 1 pick and still be in the game, albeit you’ll receive a smaller payout.
While standard entries require all picks to be correct to win, Insurance entries provide a little bit of peace of mind for those wary of going all-in. For instance, a five-pick entry with Insurance allows one incorrect pick and still returns 10x the entry fee, or 2.5x if two picks are incorrect. This is great for varying risk tolerances.
Underdog’s platform also includes tie-breaking rules for entries with voids, adjusting them to the next closest category. This is great in case of unexpected game cancellations or player absences which happen all the time throughout the NFL season.
Pros—
High potential payouts, especially with 5-pick entries.
Unprecedented “Rivals” mode for head-to-head player matchups.
Insurance option to protect against 1 incorrect pick.
Cons—
All picks must be correct in standard entries to receive a payout.
Limited to a maximum of 5 picks per entry which is much less than the others.
Overall, Underdog’s high payout potential, some of the most unique gameplay features, and safety options make it an make it one of the best choices for those that like to take more calculated risks.
Must be 18+ (19+ in AL and NE, 21+ in AZ, IA, LA, and MA) and present in a state where Fantasy operates. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org.
Betr Picks, part of the larger Betr platform, takes a different approach. They focus on accessibility and simplicity for pick’em players.
This app keeps things fairly user-friendly, with straightforward prop predictions on player performances, similar to other pick’em apps. When we were testing out the platform we realized that it was by far the quickest way to play and make picks.
Betr stands out from the rest by lowering the barrier to entry in a few ways.
It has one of the lowest minimum deposit amounts in the industry at just $5. This makes it perfect for users who don’t want to risk big amounts of cash. Withdrawals are also possible with a balance as low as $1, which totally blew our mind. However, their processing times are typically within 5 business days. This is particularly convenient if you want to test the waters or make smaller, more frequent transactions.
However, while Betr undoubtedly keeps things simple, it lacks the detailed payout structure seen in other DFS pick ‘em apps like Underdog and PrizePicks. As a result, you may find the transparency of their potential winnings a little less clear. The app also has fewer banking options, so it’s essential for you to confirm that your preferred method is supported before committing to the platform.
Pros—
Very low minimum deposit ($5) and withdrawal ($1) requirements.
User-friendly interface that’s approachable for beginners.
Quick withdrawal processing time.
Cons—
Less transparent payout structure compared to other apps.
Fewer banking options, which may be limiting for some users.
If you’re looking for ease and flexibility with your NFL picks, Betr Picks’ low financial commitment and fast processing times make it a solid choice, especially if you’re just testing the waters in sports prediction apps.
PrizePicks rounds out the big 3 platforms with its unique combo of flexibility and max pick options.
Known for allowing users to stack up to 6 player props in a single entry, PrizePicks stands out as a favorite for players who want to make more predictions in one go.
The platform includes classic over/under picks on player stats and offers 2 distinct play modes — Power Play and Flex Play.
In Power Play mode, all picks must be correct for you to receive a payout. However, Flex Play provides a little bit of a cushion, allowing you to still win a smaller payout even if 1 or 2 picks are wrong. For instance, with a three-pick Flex Play, you can win 2.25x your entry if all picks are correct, or 1.25x if 1 is incorrect. Six-pick entries in Flex Play can return up to 25x the entry fee if all picks are correct, with partial payouts available for up to 2 incorrect picks.
This big range of options is great for more users — from those who want to play conservatively to those who enjoy high-risk, high-reward scenarios.
Here’s a breakdown of PrizePicks’ payouts—
Power Play—
2 picks: 3x
3 picks: 5x
4 picks: 10x
Flex Play—
3 picks: 2.25x for all correct; 1.25x for 1 incorrect
4 picks: 5x for all correct; 1.5x for 1 incorrect
5 picks: 10x for all correct; 2x for 1 incorrect; 0.4x for 2 incorrect
6 picks: 25x for all correct; 2x for 1 incorrect; 0.4x for 2 incorrect
This flexibility makes PrizePicks an excellent choice for players who appreciate options. Sure, 0.4x doesn’t seem like much but it’s something instead of nothing.
The app’s interface is also beginner-friendly which is a big plus, with straightforward navigation and a huge selection of sports and stats available for prop picks.
PrizePicks does require a minimum deposit and withdrawal amount of $10, which is slightly higher than Betr’s entry-level, though it’s still a reasonable amount.
Pros—
Flex Play mode provides payouts even with incorrect picks.
Allows more picks per entry (up to 6), giving you more variety.
User-friendly design with numerous sports and stats to choose from.
Cons:
Max payout multiplier is lower (25x) compared to Underdog.
Minimum deposit and withdrawal amounts are $10.
For users who want flexibility in both gameplay and payout structures, PrizePicks is easily a top choice, especially if you like the idea of winning even with a few missed picks.
Each of these NFL pick’em apps has unique strengths and a few weaknesses.
If you’re looking for high-payout potential and unique head-to-head matchups, Underdog might be your best fit. For beginners or casual players who want a low-commitment entry, fast withdrawals, and even faster picks, Betr is a solid choice. For those who prefer flexibility and more choices in gameplay, PrizePicks offers unmatched variety with its Flex Play mode and maximum pick limit.
Ultimately, we recommend you try all 3 platforms and see what works the best for you. On top of that, each has its own bonus offers that we really recommend you take advantage of.